I have no idea about said Bharti-AXA plan. But you will get surrender value only when you will pay 3 year premium. As you have paid only for one year premium, you are not eligible for this.
I have no idea about said Bharti-AXA plan. But you will get surrender value only when you will pay 3 year premium. As you have paid only for one year premium, you are not eligible for this.
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I am speaking from experience and my own personal views above - I am not an advisor, nor an expert.