Which is the best - term insurance cover or endownment policy?

[head]

Hi,

I am working in a MNC in Bangalore. I am looking to buy LIC to cover myself. Could you please tell me - which is the best - term insurance cover or endownment policy?

Thanks,
Head

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[Taxman]

Keep investment and insurance seprate. So invest only in Term Insurance.

[Contractor]

Insurance + Investment = Bad Combination

[Expert]

which is the best - term insurance cover or endownment policy?

Both policies have there own benefits and demerits. Endowment policy is good for proposers, who are looking for life cover and some return on investment after some period. Term Policy - Only provide risk cover, so no return after term is over. And the insurance cover is till the term of the policy.

[CONFUSED]

Fully Agree with Expert.