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PolicyWala Fan
You can claim from any of the insurance company. But I have a question here - Do we need to inform another (second) company, that we are taking claim from first company?
Anything dropped on the floor will roll over to the most inaccessible corner. 
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PolicyWala NewBie
Sorry, I have missed it in my first question. But I am looking for double insurance part i.e. one thing is covered twice. Please advice?
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