Health Insurance claim?

[Naynish]

I and my wife, both work in a leading Pvt. company. My wife is covered under health insurance by my company Group Health Insurance and she also has similar kind of insurance through her employer. So, which insurance company should I have to submit claims for her medical claim?

Similar Threads:

• Health Insurance premium paid by my mother's Bank account, can I still claim deduction for premium amount under section 80D?
• Health Insurance - If I include my parent in 5th year of the policy, will I get claim for their pre existing disease immediately?
• Buying another health Insurance - how I will make the claim from two companies?
• Rejection of my health insurance claim
• Process for making a claim on a health policy

[PolicyWala]

I and my wife, both work in a leading Pvt. company. My wife is covered under health insurance by my company Group Health Insurance and she also has similar kind of insurance through her employer. So, which insurance company should I have to submit claims for her medical claim?

You can submit the claim to any insurance company. If the Sum Insured of any company exhausted than the remaining part, you can claim from the another policy. So your cover would be 1+1=2.

[Contractor]

You can claim from any of the insurance company. But I have a question here - Do we need to inform another (second) company, that we are taking claim from first company?

[Naynish]

Sorry, I have missed it in my first question. But I am looking for double insurance part i.e. one thing is covered twice. Please advice?