Exclusions of Personal Accident Policy
  1. Any Pre-existing condition
  2. Suicide, attempted suicide
  3. Serving in military, armed forces
  4. Under the influence of drugs, alcohol & other intoxicants
  5. Participation in felony, riots, war etc.
  6. Exposure to nuclear, radioactive materials
  7. Self exposure to needless perils
  8. Loss due to child birth or pregnancy
  9. Any Hospitalization expenses where the duration of hospitalization is less than 24 Hrs.