Personal Accident and Critical Illness policy?

[Krypton]

I would suggest, (instead of going for critical illness policy) Go for Apollo DKV - Insure Health - http://www.apollodkv.co.in/insure-health.aspx
You will get following benefits -

1. In-patient treatment
2. Pre-hospitalization
3. Post-hospitalization
4. Day-Care procedures
5. Organ Donor
6. Ayush