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Thread: Can I get Loan without PAN card?

  1. #1
    PolicyWala Newbie
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    Default Can I get Loan without PAN card?

    I want to take loan to start new business but I don't have PAN card. I am satisfying all other conditions. Please advice.




  2. #2
    PolicyWala Fan
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    Yes, It is not required. Reposting Expert post on the documents required -
    For Salaried Persons
    Minimum age 21
    Maximum Age 60
    Minimum Monthly Income Rs 5000 and above
    Documents Required Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence).
    Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
    Bank Statements(latest 6 months bank statement /passbook)
    Latest salary slip or current dated salary certificate with latest Form 16
    For Self Employed Persons and Professional ( Doctors / Lawyers / Engineers / Architects ), except for the salary statements above, other documents such as
    tax return documents,
    Balance Sheet / Profit Loss Statement of the firm he owns may be required.

  3. #3
    Super Moderator PolicyWala's Avatar
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    Quote Originally Posted by CSI View Post
    I want to take loan to start new business but I don't have PAN card. I am satisfying all other conditions. Please advice.
    PAN card may not be required for loan but for other requirements like filing IT return etc., you would need PAN. So apply it now, Its very simple. Read other forum post for PAN application.

  4. #4
    PolicyWala Newbie
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    Can an application for PAN be made through Internet?
    Yes, application for fresh allotment of PAN can be made through Internet. Further, requests for changes or correction in PAN data or request for new PAN card (for an existing PAN) may also be made through Internet. For more details visit (www.tin-nsdl.com)

    http://www.incometaxindia.gov.in/Archive/Form49aE.PDF


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