Vijay - It's the insured duty to give insurance company, it is called as Utmost Good Faith (Principles of Insurance). So you have to inform each and every changes happen with the insured product like change of address, additional addon like CD player etc.
Hoping for best for you. Fingers crossed.Waiting for the actual cause, but you guys afraid men that I would not get the claim. (means 1.2 lakhs gone,)
P.S. - I am not against your claim, just bringing in, what ever knowledge I have.