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Thread: Coverage to Fine Art paintings under home insurance policy?

  1. #1
    PW Expert
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    Default Coverage to Fine Art paintings under home insurance policy?

    In my home, we have 10-15 paintings made by my mother during her college days. I want to insure them with my home insurance -
    - Is any insurance company provide coverage to Fine Art paintings under home insurance policy?

    - Or need to buy a specialist insurance policy to cover Art Paintings?



  2. #2
    Super Moderator PolicyWala's Avatar
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    Quote Originally Posted by Vivek View Post
    In my home, we have 10-15 paintings made by my mother during her college days. I want to insure them with my home insurance -
    - Is any insurance company provide coverage to Fine Art paintings under home insurance policy?
    You can cover them under Home Insurance. In some companies policies, the Fine Art Value should not be more than 20% of the combined sum insured of contents. So pls check with insurance company or check policy details.
    - Or need to buy a specialist insurance policy to cover Art Paintings?
    No need, As discussed above.

  3. #3
    PW Stalwart Master's Avatar
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    You can cover art articles with Iffco-Tokio's Home Family Protector Policy.
    Fixed Glass and Sanitary Fittings (Section 4)*
    This Section covers accidental breakage of fixed glass and sanitary fittings in your premises including cost of frames/ frameswork, lettering/painting etc. and also accidental damage to goods of your home caused by such breakage

    * As per Iffco Tokio General Insurance company's Home Family Protector Policy.


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