Advice best plan for me

[Matrix]

Should get good return on my premium as an

Hari - If you read other thread of this forum, you will find out insurance is not for investment. If you invest in insurance, you will not much return. So go for term insurance and invest remaining amount in other investment options.

[Krypton]

Because most of the people are looking for return on insurance that's why agents and insurance companies are selling/launching new ULIP Plans.