Excess is necessity now a days, as insurer wants to avoid small claims. Small claims increase their admin and manpower cost. In most of the policies normally excess is Rs.500/- for each and every claim. You can increase it but can't reduce it.
Excess is necessity now a days, as insurer wants to avoid small claims. Small claims increase their admin and manpower cost. In most of the policies normally excess is Rs.500/- for each and every claim. You can increase it but can't reduce it.
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