Which insurance companies do not have TPA?

[Rahul]

Hello,

It has been well known that claim settlements/procedures are cumbersome and the major problem is the TPA. Are there any insurance companies which do all claim settlements themselves without the TPA?
I am more interested with regards to health insurance

thanks
milind

Will it make any difference, I don't think so. As mentioned above, in Bajaj Allianz its handled by a separate team. TPA also a separate team. I think better go to specialists, which in this case is a TPA. If you see abroad experience, Its very good with TPA. Yes there are some problem in India, but this concept is pretty new in India.