New Car Insurance - From Dealer or Agent?

[Manish_Kumar]

You can go to any other insurance company no problem at all. That may be through using your agent or directly from insurance company or using price comparing websites. My funda – “If coverage is same, why pay more?”

[Krypton]

I have check on policybazaar.com for Hyundai - i20 Magna, (Price Rs.479900/-).Find following premium for IDV of Rs. 455905/-
1- Iffco-Tokio General Insurance = 11724
2- Bharti-AXA General Insurance = 12549
3- Reliance General Insurance = 14200
All the above premium are cheaper than your dealer's quote.

[vishalsoni]

You can go to any other insurance company no problem at all. That may be through using your agent or directly from insurance company or using price comparing websites. My funda – “If coverage is same, why pay more?”

Going to any other insurance company would not be a problem. But what I am asking that during the claim, whether it would be easier for me, if I go with dealer.

I have check on policybazaar.com for Hyundai - i20 Magna, (Price Rs.479900/-).Find following premium for IDV of Rs. 455905/-
1- Iffco-Tokio General Insurance = 11724
2- Bharti-AXA General Insurance = 12549
3- Reliance General Insurance = 14200
All the above premium are cheaper than your dealer's quote.

Thanks Krypton! Iffco-Tokio premium is very low (saving of Rs.2776). Even lower than my agents premium (saving of Rs.776).