New Car Insurance - From Dealer or Agent?

[rohit]

I am looking to buy a new Hyundai – i20 in March’2010. I have got quotes from three dealers in and around Delhi. I have finalised one dealer in Delhi due to close to my house and past good experience (one of my friend bought his Santro from this dealer). Now, when I enquired about car insurance, dealer provided me a quote of Rs.14500/-. Too my surprise my old agent (who do insurance of my old car) is giving less than this – Rs. 12500/-. Just wanted to know from you –
1- Do I go ahead and buy insurance from my agent for new car?

If you are saving premium go for it. It won't be a problem. If you are thinking that in claims dealer would help you, I don't think so. For every claim the surveyor give its verdict than only the claim is being approved or disapproved by insurance company and the dealer has no role in it. And most of the companies are providing cash less claim process.

2- Or stick with my car dealer.

As discussed above no need.

[dreamcatcher]

If you are saving premium go for it. It won't be a problem. If you are thinking that in claims dealer would help you, I don't think so. For every claim the surveyor give its verdict than only the claim is being approved or disapproved by insurance company and the dealer has no role in it. And most of the companies are providing cash less claim process.

As discussed above no need.

i also agree that u should stick to the old dealer and go ahead with it