Sandeep - To answer your queries, I need more info from your side. Two quick questions for you -
1- What is your basic salary?
2- Are you ready to make some down payment?
Sandeep - To answer your queries, I need more info from your side. Two quick questions for you -
1- What is your basic salary?
2- Are you ready to make some down payment?
It varies from bank to bank. In general, for Salaried employee - The applicant must be a permanent employee having completed 2 years of service and remaining period of service of more than 5 years. The minimum monthly take-home pay must be Rs. 7,500/- + EMI.
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I am speaking from experience and my own personal views above - I am not an advisor, nor an expert.