Change my insurance company in the middle of policy?

[narayan]

Just cancel the old policy and take new policy. Before cancelling the policy the insurance company ask you to submit the policy document or cover note that you have taken another policy, so that you won't be uninsured in the mean time.

[Master]

First Contact new insurance company and take new insurance cover -> submit new insurance policy or cover note to old insurance company with an application to cancel the old policy and refund of the premium if any -> You are done.

[Anurag_Bist]

Thanks Narayan and Master for your reply. I have one more query - Do the insurance company share previous insurance data among themselves?

[Manish_Kumar]

Do the insurance company share previous insurance data among themselves?

NCB certificate is one of the method of sharing data.