Quote Originally Posted by PolicyWala View Post
Only your insurance company can say that it is total loss. Not other person's insurance company.

The value of car would be sum insured in case of total loss.

In total loss the complete salvage (damage car) is property of your insurance company. I would not think they would allow you to un-install anything.

Hello! thanks for your prompt answer..

So in that case...should I call my insurance company and explain to them what happened so that they can help me out? maybe send someone(adjuster) to inspect my vehicle and check if it is total loss or not? and in case is not, for them to fight with the other insurance company?

What do you mean with sum insured in case of total loss?