Personal Loan - High Interest Rate?

[Hemant]

I am looking for a personal loan of Rs 75,000. I have enquired with my bank (where I hold salary account). The interest rate it is asking is on higher side. Could you please suggest me any alternative?

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[vinks]

You may take loan against National Savings Certificate (NSC), Kisan Vikas Patra (KVP), LIC policy etc.

[Harish Rawat]

You may take loan against National Savings Certificate (NSC), Kisan Vikas Patra (KVP), LIC policy etc.

All the options suggested by Vinks, plus you may try PPF.

[tigershark]

Try to negotiate with your bank, you will get it at lower price.

[alvinaclair]

Different banks offer different interest rates. So check with some selected banks and compare the interest rates and choose the bank which offers low interest rate and avail the loan.