I am looking for a personal loan of Rs 75,000. I have enquired with my bank (where I hold salary account). The interest rate it is asking is on higher side. Could you please suggest me any alternative?
I am looking for a personal loan of Rs 75,000. I have enquired with my bank (where I hold salary account). The interest rate it is asking is on higher side. Could you please suggest me any alternative?
You may take loan against National Savings Certificate (NSC), Kisan Vikas Patra (KVP), LIC policy etc.
Try to negotiate with your bank, you will get it at lower price.
Different banks offer different interest rates. So check with some selected banks and compare the interest rates and choose the bank which offers low interest rate and avail the loan.