Bonus on Mediclaim policy of National Insurance?

[vinks]

I am insured with Mediclaim policy of National Insurance. Its now more than 10 months now, looking to renew the same policy. How much bonus, I would get under above mediclaim policy? And am I get the bonus after filing or claiming under the policy?

You will get 5% bonus (increase in Sum Insured) if there is no claim on the policy LAST YEAR.