Can I apply for two home loans?

[hvkumar]

I and my wife both are working in software MNCs. I already took one loan to buy one small flat now looking to buy another flat. My query is - Can I take another home loan? This means that at the same time, I would have two separate home loans. If yes, Do we need to apply to different banks?

[Lethal]

Yes, you can take two or more than two. You have to satisfy the bank that you have enough income to pay back the EMI. You can take from one bank, no problem.

[tigershark]

I and my wife both are working in software MNCs. I already took one loan to buy one small flat now looking to buy another flat. My query is - Can I take another home loan? This means that at the same time, I would have two separate home loans. If yes, Do we need to apply to different banks?

Even if you apply from two different banks they will ask/got to know from your bank statement about your other loans. And also the credit check agencies are also in operation, now in India for credit check before any loan so from there also they know about you past loans. And payment history of loans.