I have insured my Hyundai Ascent with HDFC-Ergo for last two years and have been very happy with it. A couple of months ago, I had a minor accident when I backed into another driver's wheel arch, this also made slight damage to our car. We had also made a claim last year, after our car was stolen. HDFC-Ergo says that based on the above two incidents, we are too high-risk, so they cannot renew the policy. This is very hard decision, because the theft wasn't our fault, and the accident this year was minor.


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