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Thread: What all conditions, we need to disclose about any pre-existing medical conditions

  1. #1
    PolicyWala Newbie
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    Question What all conditions, we need to disclose about any pre-existing medical conditions

    What all conditions, we need to disclose about any pre-existing medical conditions?




  2. #2
    Moderator CONFUSED's Avatar
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    All the conditions which may increase the risk of underwriting the policy. I would disclose - what ever I knew about my health at the time of proposing for the cover. And also update insurer if there is any change - whether increase/decrease in risk.
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    I am speaking from experience and my own personal views above - I am not an advisor, nor an expert.

  3. #3
    PolicyWala Newbie
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    Quote Originally Posted by Pankaj View Post
    What all conditions, we need to disclose about any pre-existing medical conditions?
    Anything disease, you know, you are having at the time of filling the proposal form. Don't pass pre judgement that its very small like over weight, it may effect the underwriting of the company.


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