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Moderator
As per ICICI Lombard website -
Permanent exclusions of health policy- Any illness/ disease/ injury/ pre-existing disease before the inception of the policy. However, this exclusion ceases to apply if the policy is renewed with the Company for 4 consecutive years
- Non-allopathic treatment, pregnancy and childbirth related complications, cosmetic, aesthetic and obesity related treatment
- Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substances or drugs as well as intentional self injury
- War, riots, strike, nuclear weapon, induced treatment
Your problem is existed at the time of you took the policy, so not covered now.
* SAFE
Self Appointed Financial Expert 
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