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Thread: Please help - Credit card outstanding due?

  1. #1
    PolicyWala Newbie
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    Question Please help - Credit card outstanding due?

    I have outstanding amount on my ICICI credit card for Rs 25,000. Due to some personal reasons, I am unable to pay the above due amount. Please guide me - how to pay? As due to above outstanding amount I am unable to get any personal loan. Please guide me as soon as possible because the above amount is increasing day by day due to late fees and other extra charges etc are being applied on my outstanding due amount.




  2. #2
    Moderator Taxman's Avatar
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    Best option is take loan from your family and friend and pay it off as soon as possible.
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  3. #3
    PolicyWala Newbie
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    Quote Originally Posted by KapilPrateek View Post
    I have outstanding amount on my ICICI credit card for Rs 25,000. Due to some personal reasons, I am unable to pay the above due amount. Please guide me - how to pay? As due to above outstanding amount I am unable to get any personal loan. Please guide me as soon as possible because the above amount is increasing day by day due to late fees and other extra charges etc are being applied on my outstanding due amount.
    Pay off! Outstanding amount would build up like mountain and also your credit history will hurt.

  4. #4
    PolicyWala NewBie
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    I suggest you to pay the loan by lending money from your relations,so that it improves your credit score.Otherwise you name will apear in the CIBIL defaulter's list and won't get any personal loan in future.

  5. #5
    PolicyWala NewBie
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    you personally meet the ICICI bank manager and talk to him and find the solution.Banks settlement the whole amount you pay installment per months and clear your account.


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