Insurance dilemma...plz help

[CONFUSED]

Are you talking about - Kotak Term Plan/Kotak Preferred Term Plan.

I just have a look on the plan and found one negative point - The death benefit payable to the beneficiary would be Sum Assured less the balance of the premium (if any) payable in the year of death.

[Anupam007]

It's newly launched plan called - e-Term and e-Preferred Term. Kotak Life Insurance’s e-plans can be bought by logging onto www.einsurance.kotak.com