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Thread: ICICI Pru Life Time Premier - Info

  1. #1
    PolicyWala Newbie
    Join Date
    Aug 2009
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    India
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    Exclamation ICICI Pru Life Time Premier - Info

    I have checked the ICICI Pru Life Time Premier (http://www.iciciprulife.com/public/B...er_Premier.pdf) and found that -
    Premium Allocation Charge -
    Year1 - 9%
    Year2 - 7%
    Year3 - 6%
    Year4 - 3%
    Fund Management Charge (FMC) - 1.39 p.a. Max
    Partial Withdrawals - Partial withdrawals are allowed only if the Life Assured is at least 18 years of age. There is a lock-in period of five years for
    each top up premium from the date of payment of that top up premium for the purpose of partial withdrawal

    Surrender - Surrenders are not allowed during the first five policy years. On surrender after completion of the fifth policy year, the policy
    shall terminate and Fund Value including the Top-up Fund Value, if any, will be paid to the policyholder.
    5 years and onwards no discontinuance charges.



  2. #2
    Moderator CONFUSED's Avatar
    Join Date
    Apr 2009
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    Mumbai
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    Default

    Thanks for the info.
    Rules/Guidelines at PolicyWala | Help Old People |
    I am speaking from experience and my own personal views above - I am not an advisor, nor an expert.


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