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Thread: Personal Accident Policy - standalone or as a rider to other policies?

  1. #1
    NewBie
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    Mar 2009
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    Question Personal Accident Policy - standalone or as a rider to other policies?

    Do we have to buy personal accident policy - standalone or as a rider to other policies like life insurance, home insurance, office or shop insurance?




  2. #2
    PW Stalwart >take's Avatar
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    Quote Originally Posted by Girish View Post
    Do we have to buy personal accident policy - standalone or as a rider to other policies like life insurance, home insurance, office or shop insurance?
    Always take separate PA policy. Read here -
    http://www.policywala.com/showthread...accident-rider

  3. #3
    PW Stalwart v.r.s.nathan's Avatar
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    It is advisable to buy a standalone personal accident policy because the rider generally does not have loss of income and other options attached to it. Personal accident cover would definitely be a better option due to lower premium rates.


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