Please suggest - Mediclaim/Health insurance policy with critical illness?

[Subodh]

I am looking forward to take mediclaim/Health insurance policy for my self (28 years) and dependent parents (55 years) and (61 years) with critical illness cover. I am dilemma which policy to buy?

[v.r.s.nathan]

I would suggest take seprate mediclaim policy for both of your parents. Critical Illness - I am not sure if some company cover your parents at this age. Normally fresh proposal accepted till 45 years of age.

[PolicyWala]

I am looking forward to take mediclaim/Health insurance policy for my self (28 years) and dependent parents (55 years) and (61 years) with critical illness cover. I am dilemma which policy to buy?

As suggested by V.r.s.nathan go for seperate Mediclaim Policy.
Does not require to undergo a Medical test required up to the age of 45 years. You can take critical illness policy from below companies -
Company - Max Entry Age
Bajaj - 59
Reliance - 45
Tata Aig - 64

[Subodh]

Thanks a lot v.r.s.nathan and PolicyWala for answering my queries!
PolicyWala -
1- Which one is best Bajaj, Reliance or TATA-AIG?
2- Do we have any critical illness policy from LIC?

[Master]

Thanks a lot v.r.s.nathan and PolicyWala for answering my queries!
PolicyWala -
1- Which one is best Bajaj, Reliance or TATA-AIG?

If you are looking for cheapest option - use websites like - insurancemall.in, policybazaar.com etc.

2- Do we have any critical illness policy from LIC?

LIC have critical illness rider, if you take any policy from LIC. These policies are served by general insurance companies.

[idealhealth]

Dear Subodh

You might want to go for National Varistha plan for your father in which critical illness cover is also provided.
Also there are quite a few senior citizen plans available which you might want to look at.

Regards
Ideal Insurance

[rakesh]

I also agree with taking separate mediclaim policies for you and your parents.