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Thread: ULIPs have changed but premiums have risen with most plans

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    Moderator CONFUSED's Avatar
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    They havn't checked the other terms and conditions. Still the old term plan is the best bet.
    Rules/Guidelines at PolicyWala | Help Old People |
    I am speaking from experience and my own personal views above - I am not an advisor, nor an expert.

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    The new guidelines stipulated the difference between the actual returns and returns after deducting the charges should not be higher than 4% at the end of fifth policy year. "The net reduction in yield for policies with a term less than or equal to 10 years shall not be more than 3% at maturity. For policies with a term above 10 years, the net reduction in yield at maturity shall not be more than 2.25%," As per Irda.
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