I have read the links provided by you above and found out some points about the products -
Apollo Munich - Easy Health Exclusive
- Sum Insured Options - 3, 4, 5 lacs
- Coverage offered for Pre & Post-Hospitalization
- Expenses covered for Organ donor.
- Emergency Ambulance - Upto Rs. 2000
- Coverage for Maternity expenses with Waiting Period of 4 Years
- Coverage for new born baby
- Health Checkup - Upto 1% of Sum Insured per Policy subject to a Maximum Rs. 5,000 per Insured Person, only once at the end of a block of every continuous three claim free years.
Aegon Religare Health Plan
Maximum Limit - 3 lacs
Not Covered -
1- Pregnancy, childbirth or their complications, Abortion, Medical Termination of Pregnancy, Infertility or sex change operation
2- Organ donation (donor costs
Aegon Religare Health Plan is the plan where a lump sum is paid when you are ill with certain disease like Critical Illness Plan. Apollo Munich is a comprehensive plan. I would recommend to go with Apollo Munich and take an addon rider of Critical Illness.
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