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Thread: Health insurance for me and dependent parents?

  1. #1
    PolicyWala Newbie
    Join Date
    Apr 2009
    Location
    Panipat
    Posts
    30

    Question Health insurance for me and dependent parents?

    I want health insurance for me and dependent parents. Our ages - Mine - 26 years, Father – 58 years Mother - 1954 years (Diabetic). I would like to buy a family floater or any other plan - where with health insurance, critical illness, personal accident is covered along diabetes. I will go for individual or family floater, which covers all. Can we claim the health benefits from the first year or is there any waiting period in it?




  2. #2
    PW Fan tigershark's Avatar
    Join Date
    Apr 2009
    Location
    Jaipur
    Posts
    91

    Default

    As your father and mother are 58 and 54 years old, I would recommend buying separate policy for both of them with minimum sum insured of Rs. 500,000 (due to high medical costs now a days). And the diabetics is excluded from the above policy as pre-existing disease. For yourself you can buy single health insurance.

  3. #3
    PolicyWala NewBie
    Join Date
    Apr 2011
    Location
    Mumbai
    Posts
    5

    Default

    Sir Star Insurance is good. They are offering various plans and also for Senior Citizens from 60 years to 69 years.


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