I have an Old Freedom plan policy with ING Vysa to which I have been paying yearly premiums of INR 1,00,000/- without fail from 2005. I understand that I will have to pay for 10 years in order to complete the full committed premium. So for after paying for 7 years, i see only a 20% in my funds. Is this normal?? What will be the amount I loose if I surrender this policy now? Can someone help me with these details?


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