Hi

What is the best way to transfer overseas pension fund? I have an EPF account in India active until 2006. Last four years I've been working outside and have an overseas pension account. I plan to return to Indian in 2012 and hence transfer overseas pension to my Indian account.

I know that this overseas pension amount can be transferred to QROPS (Qualified Recognized Overseas Pension Schemes). However, how will this affect my existing EPF funds in India? If I need to create a new pension account, do I have to wait for 15 years to withdraw this pension? Since I've been holding this pension account for last 4 years in overseas PF account, will this period also be considered?


Thanks for your help.

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