Term insurance - Buy and Queries?

[destinysandy]

You may also check - Met Life's Met Protect - where Maximum policy term - 35 years, as you have mentioned, your age is 26 years and going for 30 years, you would be without cover at 56. I would go for insurance cover till 60-65 years.

Thanks for sharing your knowledge.
Agreed to your point that Met Life's Met Protect can add further advantage if compared to kotak or ICICI online product, if looked at cost (Women premium is less as compared) and term (of 35 yrs).
But how much you rate on claim settlement ratio if compared with Kotak, ICICI and Met life?

Also, I have LIC and its maximum term is 30 years so should I,
a) But new plan at 55 which will should be too costly at that time
b) Again buy new/fresh plan at age of 30-35