Quote Originally Posted by msgforsunil View Post
It's good insight. Thanks take(sorry don't know your name). Can you please clarify the below statement? Why should a new disease got during the policy term be categorised as pre-existing disease, since the same has come post the purchase of policy?
What is ‘pre-existing’ disease in health insurance?
"Pre" means before. So a condition is Pre-existing if it EXISTED before the insurance. It does not necessarily mean treated or diagnosed. Pre-existing Diseases are not covered from the start of your policy. These generally are covered after 4 years of buying the policy.