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Thread: Health Insurance - which also cover pre-existing disease?

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  1. #1
    PW Fan tigershark's Avatar
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    Quote Originally Posted by Raviz View Post
    I am looking for health insurance for my mother and father - which also cover pre-existing disease? I am ready to pay any premium for the same. Please guide me, because most of the companies has waiting period for pre-existing disease.
    You can opt for 'Star Unique Health Insurance Policy'.
    This Health Insurance Cover for Pre-Existing Disease is Provided with following conditions -
    1. Cover for pre-existing disease will start after 11 months, whereas cover for all other diseases will start after 30 days
    2. Cover for pre-existing disease is limited within the policy cover limit
    3. Co-Payment – Health insurance will pay 70% of each claim, and 30% of each claim to be paid by you

    4. 2-year policy period with premium payment in 2 yearly installments
    5. Higher premium than normal health insurance policy

  2. #2
    PolicyWala NewBie
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    Dear Ravi

    There quite a few policies in which pre-existing diseases are covered after 12 months of waiting period. For e.g.
    1. Bajaj Health Silver plan
    2. National Varistha Mediclaim
    3. Star Health Red Carpet

    You might want to check the products at the respective websites.

    Regards
    Ideal Insurance

  3. #3
    Banned
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    Keep in mind that Red Carpet is for senior Citizens

  4. #4
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    Can you share any links or details about that?

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