LIC's product premiums on higher side. Every product has its merits and demerits, no product is same. In LIC name sells that not in case of SBI, it still private company.
For this requirement please check with LIC Hyderabad or customer care of LIC. By the way, you can also open a saving account with a minimum quarterly balance of Rs.5000/-.I'd like to bank with Axis Bank. But, due to its high balance requirements, I never opened a bank a/c with them.
As already said, one of my friend was provided a Salary a/c in Axis Bank. If thats true, I will go ahead with LIC.
Plz, if you do know the correct answer, then reply. I'm sure it will be of help for other viewers.
Regards
Vivek
Hyderabad