Quote Originally Posted by nishant View Post
What all products are still under tariff? Can you please give me time line of de-tariffing in India (i.e. when which product de-tariffed)? Thanks in advance! Nishant
De-Tariffing happened in three phases in India -
India’s general insurance industry has undergone de-tariffing in three phases:
1994 -- marine cargo, personal accident, health, banker liability and aviation
2005-06 -- marine hull segment
2007 -- fire, engineering and motor own damage (OD). However, the de-tariffing did not immediately allow for free pricing. Instead, insurers were required to follow the “file and use” method, whereby they were expected to file
a charter of proposed rates, which was then approved by IRDA


As far as I know workmen compensation (WC) and third party motor business (TP Motor) is still under tariff.