Page 1 of 2 12 LastLast
Results 1 to 10 of 12

Thread: Personal Accident and Critical Illness policy

  1. #1
    PolicyWala NewBie
    Join Date
    Jun 2011
    Location
    india
    Posts
    4


  2. #2
    PolicyWala Newbie
    Join Date
    Feb 2009
    Location
    India
    Posts
    40

    Default

    Personal Accident Insurance
    You can buy IFFCO-TOKIO’s ‘Individual Personal Accident Insurance Policy’ or New India’s ‘Personal Accident Policy’(http://www.newindia.co.in/per-accd.asp).

    IFFCO - Tokio’s PA policy also covers following additional benefits -
    1.Education Benefit
    2.Employment Benefit
    3.Ambulance Benefit
    4.Cumulative Benefit
    You can also cover following extra benefits on payment of extra premium -
    1.Medical Expenses
    2.Cost of Supporting Items
    3.Cost of Travel
    More info check here - http://iffcotokio.co.in/individual_p..._accident.html

  3. #3
    PolicyWala Newbie
    Join Date
    Feb 2009
    Location
    India
    Posts
    40

    Default

    For Critical Illness -
    I would go for the policy which is covering maximum disease -
    ICICI Pru Life's Crisis Cover - 35 Diseases (VALID upto 70 years)
    HDFC Standard's Critical Plan - 30 Diseases (VALID upto 65 years)

    More Info read here - http://www.healthinsuranceindia.org/..._companies.asp

  4. #4
    PolicyWala NewBie
    Join Date
    Jun 2011
    Location
    india
    Posts
    4

    Default General or Life

    Thanks Sanjay for your response.

    But, don't you think we should avoid health policies from Life insurance companies (ICICI Pru Life)

    Regards

  5. #5
    PolicyWala Newbie
    Join Date
    Feb 2009
    Location
    India
    Posts
    40

    Default

    Quote Originally Posted by vgupta_2002 View Post
    Thanks Sanjay for your response.

    But, don't you think we should avoid health policies from Life insurance companies(ICICI Pru Life)
    Any specific reason - why we should avoid health policies from Life insurance companies (ICICI Pru Life)?

  6. #6
    PolicyWala NewBie
    Join Date
    Jun 2011
    Location
    india
    Posts
    4

    Default General or life

    Hi,

    I am not sure but this is what i have read at many places.


    Regards

  7. #7
    PolicyWala Newbie
    Join Date
    Feb 2009
    Location
    India
    Posts
    40

    Default

    Quote Originally Posted by vgupta_2002 View Post
    Hi,

    I am not sure but this is what i have read at many places.


    Regards
    Vgupta_2002 - Can you please point - where you have read this? So that it will help other readers.

  8. #8
    PolicyWala NewBie
    Join Date
    Jun 2011
    Location
    india
    Posts
    4

    Default General or life

    I can't post a link here as I am a new member but still - http://articles.economictimes.indiat...life-companies
    Last edited by PolicyWala; 14-06-2011 at 01:39 PM. Reason: Link

  9. #9
    Super Moderator PolicyWala's Avatar
    Join Date
    Feb 2009
    Location
    New Delhi
    Posts
    675

    Default

    Quote Originally Posted by vgupta_2002 View Post
    I can't post a link here as I am a new member but still - http://articles.economictimes.indiat...life-companies
    vgupta_2002 - The link you have posted is talks about the Health Insurance and the query you have asked above is about 'Critical Illness Plan'.

  10. #10
    Moderator CONFUSED's Avatar
    Join Date
    Apr 2009
    Location
    Mumbai
    Posts
    390

    Default

    General Insurer plans are costlier then Life Insurers

    Source -economictimes.com (http://articles.economictimes.indiat...eral-insurance)
    Rules/Guidelines at PolicyWala | Help Old People |
    I am speaking from experience and my own personal views above - I am not an advisor, nor an expert.


Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •