How much travel insurance sum insured would be good for me?

[PolicyWala]

Thanks for pointing this out but please also guide if plans without medical check up are good or without medical checkups one?

Does it make any change in the travel insurance policy coverage? Medical Checkups are standard underwriting procedures. If you have enough time then go with medical tests.

[Abbas]

If in the medical tests they found any problem insurance companies exclude that from the policy as pre-existing.

[White Caps]

If in the medical tests they found any problem insurance companies exclude that from the policy as pre-existing.

Pre-existing diseases is never covered, if you won't declare it and at the time of claim if the insurance company got to know this then they will also reject your claim. So better declare all the Pre-existing diseases on proposal form before buying any insurance policy.