Quote Originally Posted by gokulr View Post
I am having my car insured with Bajaj Allianz and my car met with an small accident in Jan’2011 and I did not reported it. Now (In 15 June’2011) my car back bumper badly damaged, while I was backing my car in my society parking. Bajaj Allianz surveyor denied all the claims saying that all the damages were very old. So I want to move to another insurer and probably PSU insurer, who will pay my claims just not make excuses. I have following queries –
1-Can I cancel my car insurance in the middle of the insurance period?
Yes, you can, just give an application to your insurance company.
2-Will I get back my insurance premium?
Yes, the prorata premium will be refunded to you.
3-What about the NCB?
If you have not completed one year, you won't get the NCB.