Second loan from EPF

[Vivek]

Medical Treatment
1- Only for self, spouse, son, daughter, dependent father & mother
2- Applicable for major surgical operation in a hospital and 1 month or more hospitalization for the operation or suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment.
3- For this purpose, no minimum service is required.
4- The members should obtain certificate from ESI or from employer that E.S.I. facility are not available for the member.
5- A doctor (or registered medical practitioner) of the hospital certifies that a surgical operation or hospitalization for 1 month or more is/was necessary.

6- In case of TB or leprosy etc, a specialist doctor should certify
7- Maximum amount given is 6 times of wages or full employee share, whichever is less.
8- A certified proof for the said decease has to be submitted along with the application in Form 31 through employer.

[mega1234]

How long we have to wait to take second medical EPF loan?
Is it 1 year or 2 years or 6 months or how much time?

[Vivek]

As per the EPF website, there is no mention about the minimum time for second loan, so I think you can take it after 6 months.