1. A Layer birds and hatchery birds in a poultry farm in the age group of 1 day old to 72 weeks and broilers in the age group of 1 day to 8 weeks.
  2. Ducks and Quails are also insured under the policy. Own Poultry farmers / financing bank can insure the birds. All the birds in the farm should be insured without selection.


Risk covered -
Policy provides indemnity against death of birds due to accidents including fire, lightning, flood, cyclone, strike, riot, civil commotion, terrorism, earthquake and disease contracted or occurred during the policy period (a fewer specified diseases are however excluded and can be covered subject to vaccination.

Policy pay -
80% of the value of the bird at the time of loss as per stage wise valuation table attached to the policy subject to deduction of a specified policy excess.

Exclusions -
  1. Malicious / wilful misconduct / negligence.
  2. Transit by any mode of transfer.
  3. Improper management.
  4. Theft and clandestine sale of birds.
  5. Intentional slaughter of birds.
  6. Consequential loss
  7. War and nuclear perils.
  8. Mareks, Ranikhet, Foul Pox and infectious bronchitis unless birds are successfully protected against them.
  9. Loss of production, mall nutrition, under growth, cannibalism, loss due to huddling and piling of birds.