In case of Road Traffic Accident, the insurance company will not act if the following is not present -
1) Initial Photos of the bike after accident within the accident radius
2) FIR (First Information Report) and a case number from the Police
3) Full Driving Licence of the driver
And after all of these are verified they will give you damages for iron, steel and plastics separately. For plastic and fibre parts you will get no claim. For iron and steel parts, you will get “some” percentage of the total cost as claim.

Hope this will help!