It's a good top up plan. Some points you should take care on this plan -
  1. No medical check-up required up to 55 yrs
  2. For cases where medical test is required, 50% of the charges are reimbursed by Bajaj Allianz on policy issuance
  3. 5 family members can be covered under single policy for a single premium
  4. Pre Existing diseases covered after 4 years