Quote Originally Posted by ag35 View Post
I have been hearing that some insurance companies are offering new innovative products like - 0% Depreciation, Key Replacement, Emergency Transportation, No Claim Bonus Protection etc.
1-Can you throw some light on the same?
Please read in this article Link
2-Can I go in for 0% depreciation by paying extra and claim 100% of the cost in case of an accident/damage to my car?
Yes, why not?

3-Does a vehicle insurance provide any kind of cover to the driver/passengers in case of hospitalization/death?
No for hospitalization, Third Party Death is covered.