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Thread: Should I choose a health insurance floater policy or an individual policy?

  1. #1
    PolicyWala Newbie
    Join Date
    Aug 2009
    Location
    India
    Posts
    13

    Question Should I choose a health insurance floater policy or an individual policy?

    I'am 27 years old and my annual income is around 8 Lakhs. I'am interested to take a Health Insurance premium plan for me. Should I choose a health insurance floater policy or an individual policy?




  2. #2
    PolicyWala Fan
    Join Date
    Apr 2009
    Location
    Mangalore
    Posts
    45

    Default

    If you have bad medical history, I would recommend go for individual health insurance policy. Otherwise go for family floater with minimum Rs. 5,00,000 sum insured.

  3. #3
    Banned
    Join Date
    Sep 2011
    Location
    Florida
    Posts
    13

    Default

    As suggested above it is preferable to buy a family floater, unless you have a bad health history. You can also go for indiviual helath insurance but floater will be much beneficial.

  4. #4
    NewBie
    Join Date
    Aug 2013
    Location
    Kolkata
    Posts
    18

    Default

    I think family floater is better when it comes to family.It is cheaper and higher sum is assured.


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