As your mother is 56 years old, I would recommend buying separate policy for her with minimum sum insured of Rs. 500,000 (due to high medical costs now a days). For yourself and family, you can buy family floater - health insurance.
As your mother is 56 years old, I would recommend buying separate policy for her with minimum sum insured of Rs. 500,000 (due to high medical costs now a days). For yourself and family, you can buy family floater - health insurance.