- 
	
	
		
			
			
				PolicyWala Newbie
			
			
			
			
				
					
						
					
				
			
			 
			
				
				
				
				
				
					    
				
			
		 
		
			
				
				
				
					
 What is the maximum number of claims allowed over a year?
				
				
						
							
							
						
						
				
					
						
							What is the maximum number of claims allowed over a year? Is it limited to few (2-3) or can I claim for more? 
						
					 
					
				 
			 
			
			
		 
	 
		
	
 
- 
	
	
		
			
			
				PolicyWala Newbie
			
			
			
			
				
					
						
					
				
			
			 
			
				
				
				
				
				
					    
				
			
		 
		
			
				
				
				
					
 
				
				
						
						
				
					
						
							There is no limit as per policy terms & condtions. But now a days Pvt. company cancel the policy just after 2-3 claims (If big  amount claims). I had a bad experience with TATA-AIG.
						
					 
					
				 
			 
			
			
		 
	 
		
	
 
- 
	
	
		
			
			
				Administrator
			
			
			
			
				
					
						
					
				
			
			 
			
				
				
				
				
				
					    
				
			
		 
		
			
				
				
				
					
 
				
				
						
						
				
					
						
							There is no such rule but Pvt Players are very conservative so some of them cancel the policy if you make frequent claims.
						
					 
					
				 
			 
			
			
				
				
				
				
					You will pick up maximum wrong numbers when on roaming. 
 
				
				
			 
			
			
		 
	 
		
	
 
- 
	
	
		
			
			
				NewBie
			
			
			
			
				
					
						
					
				
			
			 
			
				
				
				
				
				
					    
				
			
		 
		
			
				
				
				
					
 
				
				
						
						
				
					
						
							There is no limit for claims as per my knowledge but as Madhura said some pvt companies do restrict you if you claim more frequently.
						
					 
					
				 
			 
			
			
		 
	 
		
	
 
- 
	
	
		
			
			
				NewBie
			
			
			
			
				
					
						
					
				
			
			 
			
				
				
				
				
				
					    
				
			
		 
		
			
				
				
				
					
 
				
				
						
						
				
					
						
							As such there is no particularly criteria for giving number of claims allowed per year but some companies make its own private policy by fixing its maximum amount of claim payable by company in a one year.
						
					 
					
				 
			 
			
			
		 
	 
		
	
 
- 
	
	
		
			
			
				Banned
			
			
			
			
				
					
						
					
				
			
			 
			
				
				
				
				
				
					    
				
			
		 
		
			
				
				
				
					
 
				
				
						
						
				
					
						
							the insurance companies have their own policy and terms and conditions,we can not exactly say about the max no of claims allowed over a year. But most of the times there is no any limit
						
					 
					
				 
			 
			
			
		 
	 
		
	
 
- 
	
	
		
			
			
				NewBie
			
			
			
			
				
					
						
					
				
			
			 
			
				
				
				
				
				
					    
				
			
		 
		
			
				
				
				
					
 
				
				
						
						
				
					
						
							In my opinion, every car insurance company has the different rules and regulations, so it depends on the company terms and conditions. Generally many companies allow 3 claims over a year.
						
					 
					
				 
			 
			
			
		 
	 
		
	
 
- 
	
	
		
			
			
				NewBie
			
			
			
			
				
					
						
					
				
			
			 
			
				
				
				
				
				
					    
				
			
		 
		
			
				
				
				
					
 
				
				
						
						
							
						
				
					
						
							As far as I know it depends on the insurer, generally they mention it in the terms and conditions while buying insurance.
						
					 
					
				 
			 
			
			
		 
	 
		
	
 
		
		
		
	
 
	
	
	
	
	
	
	
	
	
	
	
	
		
		
			
				
				Posting Permissions
			
			
				
	
		- You may not post new threads
 
		- You may not post replies
 
		- You may not post attachments
 
		- You may not edit your posts
 
		-  
 
	
	
	Forum Rules