A simple comparison will help. The older syllabus would see at least 7 out of 10 clear the test. However, under the new framework - which is considered much tougher - only 4 out of 10 applicants are expected to get past the hurdle.

Earlier, the passing percentage was as high as 70% against the current 38% for the industry.
Positives
1- It will help in producing quality and professional agents.
2- New syllabus has been designed so that agents can understand the nuances of the business and understand the needs of the customers.

Negatives
1- Passing percentage and rapid recruitment both have definitely taken a hit.
2- The cost of training has definitely shot up at least 6-7 times as against the cost incurred when the older syllabus.